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![]() ![]() Stanley and Danko point out that only 19% of millionaires had received money from a trust fund or estate, and 91% never received any ownership of a family business a substantial percentage are "self-made" millionaires. I was initially surprised to realize that generational wealth is a major player but not the only player in the millionaire set. ![]() Here are five things I learned about millionaires from reading " The Millionaire Next Door."ġ. The central premise of the millionaire next door is that there is a surprising amount of quiet wealth accumulated by regular people, people who use this wealth to form a secure safety net for their families during hard times or to create a comfortable, worry-free retirement. The millionaires that the book discusses aren't the flashy status-symbol-laden rich people that we might imagine. However, it is a very good example of why you shouldn't judge a book by its cover: This book has gone on to numerous reprints and revisions and updates because, in its 23-year history, it has had a major impact on how people understand what it means to be wealthy in the United States. 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